Customized Merchant Processing Services
Optimize your business operations with our integrated merchant services and secure card processing solutions to help streamline payments, increase sales and deliver a better experience for your customers.
Merchant Capture
- Save time and money
- Increase cash flow
- Reduce administrative expenses
- Simplify banking relationships
Merchant Payment Services
- Automated Clearing House (ACH): Electronically send funds or payments to your desired payee.
- Payroll Origination: Disburse employee payroll through direct deposit.
- Wire Transfer Request: Quickly and securely transfer funds directly to a payee located in the U.S.
- Merchant Card Services: Work with our card processing partner to accept debit and credit payments at your place of business.
Options include point of sale, wireless, software and web-based solutions. - Online Payment Portal: Set up a customized payment webpage that allows your customers to make online payments or donations
from their bank account or credit card. Customers may schedule one-time or recurring payments. - Pre-Authorized Payment: Enjoy a simple, low-cost method for setting up and processing payments. With a customer’s signed authorization, you can automatically withdraw funds from a customer’s bank account. An assortment of scheduling options are available that can accommodate virtually any recurring payment plan.
- Telephone and Mail-In Payments: Accept debit or credit card payments over the phone and via mail.
Cash Management
- Multiple user permission levels
- Electronic token-based security
- Quicken export options
Positive Pay
- Review and approve or reject suspicious transactions
- Prevent unauthorized payments from being processed
- Minimize your business’s exposure to financial losses
Enjoy Insurance Coverage on All Your Deposits
Access FDIC insurance coverage on high-dollar deposits through First Midwest’s membership in the IntraFi Network. The IntraFi Network offers deposit account insurance on balances above FDIC limits, so you can enjoy greater peace of mind with insurance coverage on all your deposits.
Great bank. I really owe a lot of my company’s success to them and the help they have provided. I used to think all banks were the same - thanks First Midwest for showing me there is a HUGE difference.
- Charles
Business Checking
Explore our checking accounts with convenient features for businesses of all sizes to manage their everyday finances with ease.
- Free online banking and bill pay
- Free mobile banking app
- Free business debit card
- Free electronic statements
- Interest-earning option available
Merchant Card Services
Work with our card processing partner to accept debit and credit payments at your place of business. Options include point of sale, wireless, software and web-based solutions.
Contact UsFind a Branch
We have several conveniently located branches throughout Missouri. Stop
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to see you!
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Meet Our Business Solutions Team
Take Your Business to the Next Level
Connect with our experienced business banking team to learn more about our powerful Business Solutions.Explore the Possibilities
Enjoy 24/7 convenience plus total control of your finances.
of Credit
Achieve your business goals with flexible financing solutions.
Get funding for equipment, working capital and more.