Customized Merchant Processing Services

Optimize your business operations with our integrated merchant services and secure card processing solutions to help streamline payments, increase sales and deliver a better experience for your customers.

Merchant Capture

Securely deposit paper checks electronically from your place of business with this web-based image capture, storage and processing solution.
  • Save time and money
  • Increase cash flow
  • Reduce administrative expenses
  • Simplify banking relationships

Merchant Payment Services

Issue payments to your vendors or employees with our convenient online payment portal, ACH services and wire transfers.
  • Automated Clearing House (ACH): Electronically send funds or payments to your desired payee.
  • Payroll Origination: Disburse employee payroll through direct deposit.
  • Wire Transfer Request: Quickly and securely transfer funds directly to a payee located in the U.S.

Increase your company’s efficiency and improve cash flow by quickly collecting payments from your customers in a variety of ways.
  • Merchant Card Services: Work with our card processing partner to accept debit and credit payments at your place of business.
    Options include point of sale, wireless, software and web-based solutions.
  • Online Payment Portal: Set up a customized payment webpage that allows your customers to make online payments or donations
    from their bank account or credit card. Customers may schedule one-time or recurring payments.
  • Pre-Authorized Payment: Enjoy a simple, low-cost method for setting up and processing payments. With a customer’s signed authorization, you can automatically withdraw funds from a customer’s bank account. An assortment of scheduling options are available that can accommodate virtually any recurring payment plan.
  • Telephone and Mail-In Payments: Accept debit or credit card payments over the phone and via mail.

Cash Management

Streamline your business operations with our suite of cash management tools. View history, make account transfers, initiate ACH transactions and more inside our Online Banking portal.
  • Multiple user permission levels
  • Electronic token-based security
  • Quicken export options

Positive Pay

Help reduce the risk of fraudulent check transactions for your business with this web-based fraud detection tool that allows you to verify check numbers and amounts against an issued file prior to the checks being paid.
  • Review and approve or reject suspicious transactions
  • Prevent unauthorized payments from being processed
  • Minimize your business’s exposure to financial losses

Enjoy Insurance Coverage on All Your Deposits

Access FDIC insurance coverage on high-dollar deposits through First Midwest’s membership in the IntraFi Network. The IntraFi Network offers deposit account insurance on balances above FDIC limits, so you can enjoy greater peace of mind with insurance coverage on all your deposits.

Great bank. I really owe a lot of my company’s success to them and the help they have provided. I used to think all banks were the same - thanks First Midwest for showing me there is a HUGE difference.

- Charles

Business Checking

Explore our checking accounts with convenient features for businesses of all sizes to manage their everyday finances with ease.

  • Free online banking and bill pay
  • Free mobile banking app
  • Free business debit card
  • Free electronic statements
  • Interest-earning option available
Learn More

Merchant Card Services

Work with our card processing partner to accept debit and credit payments at your place of business. Options include point of sale, wireless, software and web-based solutions.

Contact Us

Find a Branch

We have several conveniently located branches throughout Missouri. Stop
by and visit us today — we can’t wait
to see you!

 

 

 

Find a Branch

Meet Our Business Solutions Team

Kiesha Stewart

Business Development Officer

Jamie Lathum

Business Development Officer

Take Your Business to the Next Level

Connect with our experienced business banking team to learn more about our powerful Business Solutions.

Explore the Possibilities

Online Banking

Enjoy 24/7 convenience plus total control of your finances.

Business Lines
of Credit

Achieve your business goals with flexible financing solutions.

SBA Loans

Get funding for equipment, working capital and more.