Convenient, Efficient Business Checking Solutions

With convenient features, powerful digital banking tools and attentive personal service from our experienced local team, our checking accounts are designed to help businesses of all sizes bank on their terms – so you can stay focused on running your business.

Review our checking account features to find the best option for your business.

Totally Free Business Checking

Free Account With Just the Basics

Manage your everyday business finances easily with this straightforward option, providing all the cash and check transaction items a small business would need.

Manage your everyday business finances easily with this straightforward option, providing all the cash and check transaction items a small business would need.

Minimum Opening Balance

$50

FREE Debit Card
FREE Online Banking & Bill Pay
FREE eStatements
FREE Mobile Banking App
FREE Monthly Transactions*

Unlimited

Transaction Item Fee*
FREE Returned Check Images
BaZing Savings Network
Monthly Service Charge

$0

Commercial Interest Checking

Checking With Interest

Enjoy all the convenience, security and flexibility of our free checking account while earning a competitive interest rate** on your balance.

Enjoy all the convenience, security and flexibility of our free checking account while earning a competitive interest rate** on your balance.

Minimum Opening Balance

$50

FREE Debit Card
FREE Online Banking & Bill Pay
FREE eStatements
FREE Mobile Banking App
FREE Monthly Transactions*

500

Transaction Item Fee*

$0.15 per item over 500

FREE Returned Check Images
BaZing Savings Network
Monthly Service Charge

$8 for balances under $1,000

Commercial Checking

Checking With You in Control

Take charge of your growing business finances with our analyzed checking account, benefitting businesses with high transaction volumes through an earnings credit allowance.

Take charge of your growing business finances with our analyzed checking account, benefitting businesses with high transaction volumes through an earnings credit allowance.

Minimum Opening Balance

$50

FREE Debit Card
FREE Online Banking & Bill Pay
FREE eStatements
FREE Mobile Banking App
FREE Monthly Transactions*

0

Transaction Item Fee*

$0.15 per item

FREE Returned Check Images
BaZing Savings Network
Monthly Service Charge

$15 (earnings credit allowance on deposit balances may offset activity fees)

Midwest Premier Commercial Checking

Checking With Next-Level Earnings

Experience enterprise-class banking with a highly competitive 2.00% interest rate on balances of $50,000 or more, plus other valuable features.***

Experience enterprise-class banking with a highly competitive 2.00% interest rate on balances of $50,000 or more, plus other valuable features.***

Minimum Opening Balance

$50

FREE Debit Card
FREE Online Banking & Bill Pay
FREE eStatements
FREE Mobile Banking App
FREE Monthly Transactions*

500

Transaction Item Fee*

$0.15 per item over 500

FREE Returned Check Images
Earns Interest**
Monthly Service Charge

$0

Review our checking account features to find the best option for your business.

Totally Free Business Checking

Free Account With Just the Basics

Commercial Interest Checking

Checking With Interest

Commercial Checking

Checking With You in Control

Midwest Premier Commercial Checking

Checking With Next-Level Earnings

Minimum Opening Balance

$50

$50

$50

$50

FREE Debit Card
FREE Online Banking & Bill Pay
FREE eStatements
FREE Mobile Banking App
FREE Monthly Transactions*

Unlimited

500

0

500

Transaction Item Fee*

$0.15 per item over 500

$0.15 per item

$0.15 per item over 500

FREE Returned Check Images
Earns Interest**
Monthly Service Charge

$0

$8 for balances under $1,000

$15 (earnings credit allowance on deposit balances may offset activity fees)

$0

Convenient, Efficient Business Checking Solutions

With convenient features, powerful digital banking tools and attentive personal service from our experienced local team, our checking accounts are designed to help businesses of all sizes bank on their terms – so you can stay focused on running your business.

Review our checking account features to find the best option for your business.

Totally Free Business Checking

Free Account With Just the Basics

Manage your everyday business finances easily with this straightforward option, providing all the cash and check transaction items a small business would need.

Manage your everyday business finances easily with this straightforward option, providing all the cash and check transaction items a small business would need.

Minimum Opening Balance

$50

FREE Debit Card
FREE Online Banking & Bill Pay
FREE eStatements
FREE Mobile Banking App
FREE Monthly Transactions*

Unlimited

Transaction Item Fee*
FREE Returned Check Images
BaZing Savings Network
Monthly Service Charge

$0

Commercial Interest Checking

Checking With Interest

Enjoy all the convenience, security and flexibility of our free checking account while earning a competitive interest rate** on your balance.

Enjoy all the convenience, security and flexibility of our free checking account while earning a competitive interest rate** on your balance.

Minimum Opening Balance

$50

FREE Debit Card
FREE Online Banking & Bill Pay
FREE eStatements
FREE Mobile Banking App
FREE Monthly Transactions*

500

Transaction Item Fee*

$0.15 per item over 500

FREE Returned Check Images
BaZing Savings Network
Monthly Service Charge

$8 for balances under $1,000

Commercial Checking

Checking With You in Control

Take charge of your growing business finances with our analyzed checking account, benefitting businesses with high transaction volumes through an earnings credit allowance.

Take charge of your growing business finances with our analyzed checking account, benefitting businesses with high transaction volumes through an earnings credit allowance.

Minimum Opening Balance

$50

FREE Debit Card
FREE Online Banking & Bill Pay
FREE eStatements
FREE Mobile Banking App
FREE Monthly Transactions*

0

Transaction Item Fee*

$0.15 per item

FREE Returned Check Images
BaZing Savings Network
Monthly Service Charge

$15 (earnings credit allowance on deposit balances may offset activity fees)

Review our checking account features to find the best option for your business.

Totally Free Business Checking

Free Account With Just the Basics

Commercial Interest Checking

Checking With Interest

Commercial Checking

Checking With You in Control

Minimum Opening Balance

$50

$50

$50

FREE Debit Card
FREE Online Banking & Bill Pay
FREE eStatements
FREE Mobile Banking App
FREE Monthly Transactions*

Unlimited

500

0

Transaction Item Fee*

$0.15 per item over 500

$0.15 per item

FREE Returned Check Images
BaZing Savings Network
Monthly Service Charge

$0

$8 for balances under $1,000

$15 (earnings credit allowance on deposit balances may offset activity fees)

I started banking at First Midwest for the rates, which beat all the competition, but the customer service has proven to be even more valuable to me. They are top notch all the way. I highly recommend this bank.

- Fred

Mobile Banking

Manage your money at home, at work, or on-the-go with our convenient, timesaving digital banking tools. Our mobile app offers the same great features you’ll find in online banking, and you can also:

  • Securely scan and deposit checks using your smartphone
  • Transfer funds between your First Midwest accounts and other banks
  • Quickly find a surcharge-free ATM near you
Learn More

Reorder Checks

Need to order new checks for your First Midwest Bank account? Visit Deluxe, our secure third-party provider, to choose your design and easily order personalized checks in minutes.

Order Checks

Lost or Stolen Card

Please contact us immediately if your debit card has been lost or stolen. A customer service representative will assist you in deactivating your card and ordering a replacement card for your account. If you suspect your card has been used fraudulently, please contact your local branch as soon as possible.
To report a lost or stolen card, call 573-785-8461. After hours/weekend, call 888-263-3370.

Mobile Banking

Manage your money at home, at work or on the go with our convenient, time-saving digital banking tools. Our mobile app offers the same great features you’ll find in online banking, and you can also:

  • Securely scan and deposit checks using your smartphone
  • Transfer funds between your First Midwest accounts and other banks
  • Quickly find a surcharge-free ATM near you
Learn More

Reorder Checks

Need to order new checks for your First Midwest Bank account? Visit Deluxe, our secure third-party provider, to choose your design and easily order personalized checks in minutes.

Order Checks

Lost or Stolen Card

Please contact us immediately if your debit card has been lost or stolen. A customer service representative will assist you in deactivating your card and ordering a replacement card for your account. If you suspect your card has been used fraudulently, please contact your local branch as soon as possible.
To report a lost or stolen card, call 573-785-8461. After hours/weekend, call 888-263-3370.

Move Your Business Forward

Please visit one of our convenient locations to open your Business Checking account. Have questions?
Reach out to our friendly team members for assistance.

Explore the Possibilities

Business Solutions

Explore tools to improve efficiency and streamline operations.

Commercial Loans

Get the financing you need to start or grow your business.

Certificates of Deposit

Save for the future with a term that fits your needs.