Privacy Policy

FACTS	WHAT DOES FIRST MIDWEST BANK OF The Ozarks DO WITH YOUR PERSONAL INFORMATION?
Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security Number and Credit History Account Balances and Payment History Transaction History and Overdraft History When you are no longer our customer, we continue to share your information as described in this notice.
How?	All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons First Midwest Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does First Midwest Bank share?	Can you limit this sharing?
For our everyday business purposes – Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes – To offer our products and services to you	Yes	No
For joint marketing with other financial companies	No	We don’t Share
For our affiliates’ everyday business purposes – Information about your transactions and experiences	Yes	No
For our affiliates’ everyday business purposes – Information about your creditworthiness	No	We don’t Share
For non-affiliates to market to you	Yes	Yes

To limit our sharing

Call (573) 785-8461 and speak to Customer Service
Visit us online: www.onemidwest.com or
Mail the form below

Please note:
If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing.

Questions?

Call (573) 785-8461 or go to www.onemidwest.com

Mail-in Form
	Mark all you want to limit: Do not share my personal information with non-affiliates to market their products and services to me.
	Name	Mail to: First Midwest Bank PO Box 160 Poplar Bluff, MO 63902
	Address City, State, Zip
	Account #

Who we are
Who is providing this notice?	First Midwest Bank of The Ozarks

What we do
How does First Midwest Bank protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does First Midwest Bank collect my personal information?	We collect your personal information, for example, when you: Open an account or Deposit money Apply for a loan or Use your debit card Make deposits or withdrawals from your account
Why can’t I limit all sharing?	Federal law gives you the right to limit only: Sharing for affiliates’ everyday business purposes – information about your creditworthiness. Affiliates from using your information to market to you. Sharing for non-affiliates to market to you. State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else?	Your choice(s) will apply to everyone on your account.

Definitions
Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies Our affiliates include First Midwest Bank of Dexter.
Non-Affiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies Nonaffiliates we share with include Buzz Points, Inc
Joint Marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. First Midwest Bank of Dexter does not jointly market.

FACTS	WHAT DOES FIRST MIDWEST BANK OF DO WITH YOUR PERSONAL INFORMATION?
Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security Number and Credit History Account Balances and Payment History Transaction History and Overdraft History When you are no longer our customer, we continue to share your information as described in this notice.
How?	All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons First Midwest Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does First Midwest Bank share?	Can you limit this sharing?
For our everyday business purposes – Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes – To offer our products and services to you	Yes	No
For joint marketing with other financial companies	No	We don’t Share
For our affiliates’ everyday business purposes – Information about your transactions and experiences	Yes	No
For our affiliates’ everyday business purposes – Information about your creditworthiness	No	We don’t Share
For non-affiliates to market to you	No	We don’t Share

Who we are
Who is providing this notice?	First Midwest Bank of The Ozarks

What we do
How does First Midwest Bank protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does First Midwest Bank collect my personal information?	We collect your personal information, for example, when you: Open an account or Deposit money Apply for a loan or Use your debit card Make deposits or withdrawals from your account
Why can’t I limit all sharing?	Federal law gives you the right to limit only: Sharing for affiliates’ everyday business purposes – information about your creditworthiness. Affiliates from using your information to market to you. Sharing for non-affiliates to market to you. State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else?	Your choice(s) will apply to everyone on your account.

Definitions
Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies
Non-Affiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies First Midwest Bank of The Ozarks does not share with non-affiliates so they can market to you.
Joint Marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

Our Privacy Policy