Home Loan Solutions We know purchasing or refinancing a home can be an overwhelming process. First Midwest will work with you to make it as easy and stress-free as possible.

Visit a Lender Today

( Filter Lenders by City )

  • Austin Hawkins

    AVP | Mortgage Loan Originator
    NMLS #1482942

    Apply Now

  • Mike Wagner

    AVP & Mortgage Loan Originator
    NMLS #1853330

    Apply Now

  • Breck Mac Crook

    Vice President & Mortgage Loan Officer
    NMLS #873059

    Apply Now

Finance Your Home with First Midwest

First Midwest can help you reach your goal of owning or building a home. We offer conventional, long-term, fixed-rate, and secondary market loans that will fit any budget. We’ll help you choose a loan option, such as:

  • Conventional Loans
  • First-time Homebuyer Loans
  • VA Loans
  • FHA or Rural Development Loans

First Midwest Can Help You Refinance Your Home

If you’re not ready to move, refinancing your house may be a great option to achieve your goals. At First Midwest, we’ll make refinancing your home a simple, affordable experience.

Benefits of Refinancing Your Home with First Midwest

There are many reasons your may choose to refinance your home with First Midwest, including:

  • Reduce payments
  • Lower interest rate
  • Debt consolidation
  • Funds for home improvements

Apply for a Home Loan Today

Please print and fill out our PDF Application below and make sure you bring these items along with your filled loan application.

  • Federal income taxes from the past two years
  • Most recent W2 for each borrower
  • Copy of legal description of the house
  • Purchase contract signed by the home buyer and seller
  • Current pay stub for each borrower
  • Government-issued identification (driver’s license, passport, or other government-issued ID)

Download Application Form (PDF)

The home loan journey just got $5,000 easier.

Receive up to $5,000 in down payment and closing cost grants now available for qualified income levels.*
Call one of our mortgage lenders to take the next steps toward your dream home.

*Subject to income limits and qualifications. Income limits are determined by the county of the home location. Some restrictions apply. Subject to credit approval.
Home$tart is a down payment and closing cost assistance program offered by FHLB Des Moines to qualified home buyers through First Midwest Bank.

You are about to leave First Midwest Bank's website.
First Midwest Bank does not provide, and is not responsible for, the product, service, or overall website content available at a third-party website. Our privacy policies do not apply to linked websites. Please consult the privacy disclosures concerning any other website you may use.

Would you like to proceed?

You have not selected a banking location. Please select a location so we may provide accurate information about products available to your area.

Not part of the First Midwest family yet? Choose the community you’ll use as your home bank.