Business Solutions Let First Midwest’s business solution tools help you maintain control of your operations and run a more efficient business.

Merchant Capture

This web-based image capture, storage, and processing solution enables merchants to deposit paper checks electronically from a remote location.

Merchant Payment Services

Collecting Payments

This check or card-processing solution allows a merchant to collect payments from customers.

  • Pre-Authorized Payment
    This solution provides a simple, low-cost method for setting up and processing payments. With a customers’ signed authorization, merchants can automatically withdraw funds from their customer’s bank accounts. An assortment of scheduling options are available that can accommodate virtually any recurring payment plan.
  • Telephone Payment
    This solution is an affordable way for merchants to accept payments over the telephone.
  • Mail-in Payment
    This solution offers merchants the option to accept customers’ debit or credit card payments via mail.

Issuing Payments

This solution allows a merchant to issue payments to vendors or employees.

  • Vendor Payment
    The Issue Credit function allows a merchant to pay a vendor or issue a credit to a customer.
  • Payroll Origination
    This solution is used by merchants to efficiently disburse employee payroll through direct deposit

Merchant Card Services

This credit and debit card processing solution includes point of sale, wireless, software and web-based image capture.


Smart Pay Express

This customized payment webpage allows customers to make online payments to a merchant from their checking account, savings account or credit card. Customers may make one-time payments or may set up scheduled payments.

Contact us today to take advantage of our Business Solutions tools.

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